HEARTBEAT.mdpersonalv1.0

Finance Tracker

Monthly spending summary. Tracks categories, flags unusual charges.

Setup time: ~5 min
Model: Haiku
Cost: ~$0.10/day Calculate your exact cost at Clawback
Last updated: Mar 8, 2025
byFullVibeAIcontributor

Template

HEARTBEAT.md
Daily at 8am:
1. Scan for new bank or credit card notification emails
2. Extract: merchant, amount, date, card used
3. Auto-categorize:
   - SaaS/subscriptions
   - Food and restaurants
   - Travel and transport
   - Shopping
   - Utilities and bills
4. Log to "Personal Finance" Google Sheet
5. Flag unusual charges:
   - Any charge > $200 that isn't a known subscription
   - Duplicate charges (same amount, same merchant, within 3 days)
6. First of each month: send monthly summary by category with totals and month-over-month change

Setup

  1. 1

    Copy the HEARTBEAT.md content below into your OpenClaw workspace at `~/.openclaw/workspace/HEARTBEAT.md`.

  2. 2

    Install the required skills: `clawhub install gog`, `clawhub install gog`, `clawhub install message`.

  3. 3

    Open your agent channel (Telegram or any connected channel) and send a message to confirm it's running.

  4. 4

    Your agent will follow the schedule in HEARTBEAT.md automatically. Check back in 30 minutes to see it in action.

  5. 5

    Customize the template: adjust timing, thresholds, and notification targets to fit your setup.

Tip: The template uses placeholder values like {your brand} or {repo}. Replace these with your actual values before saving.

Version History

v1.0Initial releaseMar 8, 2025

Install commands

clawhub install gog
clawhub install message

Skills required

gog (Gmail) →gog (sheets) →message →

Estimated cost

~$0.10/day

on Haiku model

Calculate your exact cost at Clawback

File type

HEARTBEAT.md

Defines scheduled tasks. Runs on a heartbeat interval.

Version

v1.0

Updated Mar 8, 2025

Contributor

FullVibeAI →

Community submission

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